This page lists all Fast Facts from EBRI on retirement and savings. These files are in pdf format and require Adobe Reader for viewing and printing.

2010

April 2010 #341 - "The Impact of Automatic Enrollment in 401(k) Plans on Future Retirement Accumulations: A Simulation Study on Plan Design Modifications of Large Plan Sponsors"

2009

November 2009 #336 - "Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2008"

October 2009 #335 - "401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2008"

August 2009 #333 - "Individual Account Retirement Plans: Analysis of the 2007 Survey of Consumer Finance, with Market Adjustments to June 2009"

July 2009 #332-SR - "What Does Consistent Participation in 401(k) Plans Generate?"

June 2009 #330 - "Addressing Health Care Market Reform Through an Insurance Exchange: Essential Policy Components, the Public Plan option, and Other Issues to Consider"

May 2009 #329 -"Plan Demographics, Participants' Saving Behavior and Target-Date Fund Investments"

March 2009 #327 - "Use of Target Date funds in 401(k) Plans, 2007"

February 2009 #326 - "The Impact of the Recent Financial Crisis on 401(k) Account Balances"

2008

December 2008 #324 - "401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2007"

October 2008 #322 - "Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2007"

August 2008 #320 - "Lessons from the Evolution of 401(k) Retirement Plans for Increased Consumerism in Health Care: An Application of Behavioral Research"

July 2008 #319 - "EBRI Recent Retirees Survey: Report of Findings"

June 2008 #318 - "The Impact of PPA on Retirement Savings for 401(k) Participants"

May 2008 #317 - "Savings Needed to Fund Health Insurance and Health Care Expenses in Retirement: Findings From a Simulation Model"

January 2008 #313 - "Listening to Consumers: Value-Focused Health Benefits and Education"

2007

November 2007 #311 - "Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2006"

September 2007 #309 - "Health Insurance and Taxes: Can changing the Tax Treatment of Health Insurance Fix Our Health Care System?"

August 2007 #308 - "401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2006"

July 2007 #307 - "Retirement Income Adequacy After PPA and FAS 158: Part One—Plan Sponsors’ Reactions"

February 2007 #302 - "How Are New Retirees Doing Financially in Retirement?"

January 2007 #301 - "Behavorial Finance and Retirement Plan Contributions: How Participants Behave and Prescriptive Solutions"

2006

November 2006 #299 - "Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2005"

September 2006 #297 - "Measuring Retirement Income Adequacy: Calculating Realistic Income Replacement Rates"

August 2006 #296 - "401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2005"

May 2006 #293 - "Individual Account Retirement Plans: An Analysis of the 2004 Survey of Consumer Finances"

March 2006 #291 - "Defined Benefit Plan Freezes: Who's Affected, How Much, and Replacing Lost Accurals"

January 2006 #289 - "Retirement Plan Participation and Retirees’ Perception of Their Standard of Living"

2005

October 2005 #286 - "Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2004"

September 2005 #285 - "401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2004"

July 2005 #283 - "The Influence of Automatic Enrollment, Catch-Up, and IRA Contributions on 401(k) Accumulations at Retirement"

May 2005 #281 - "Comparing Social Security Reform Option"

January 2005 #277 - "Changes in Wealth for Americans Reaching or Just Past Normal Retirement Age"

2004

October 2004 #274 - "Employment-Based Retirement Plan: Geographic Differences and Trends"

August 2004 #272 - "401(k) Plan Asset Allocation, Account Balances, and Loan Activity, 2003"

July 2004 #271 - "Health Care Expenses in Retirement and the Use of Health Savings Accounts and Appendix"

May 2004 #269 - "ERISA at 30: The Decline of Private-Sector Defined Benefit Promises and Annuity Payments. What Will It Mean?"

April 2004 #268 - "Will Americans Ever Become Savers? The 14th Retirement Confidence Survey, 2004"

February 2004 #266 - "Americans' Future Retirement Security: Implications of the EBRI-ERF Retirement Security Projection Model"

2003

November 2003 #263 - "Can America Afford Tomorrow's Retirees? Results from the EBRI-ERF Retirement Security Projection Model"

October 2003 #262 - "Employment-Based Retirement and Pension Plan Participation: Declining Levels and Geographic Differences"

September 2003 #261 - "401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2002"

July 2003 #259 - "Individual Account Retirement Plans: An Analysis of the 2001 Survey of Consumer Finances"

April 2003 #256 - "Employment-Based Retirement and Pension Plan Participation: Geographic Differences and Trends"

March 2003 #255 - "401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2001"

February 2003 #254 - "Retiree Health Benefits: Savings Needed to Fund Health Care in Retirement"

2002

November 2002 #251 - "Can 401(k) Accumulations Generate Significant Income for Future Retirees"

September 2002 #249 - "An Evolving Pension System: Trends in Defined Benefit and Defined Contribution Plans"

August 2002 #248 - "Retirement Plan Participation and Features, and the Standard of Living for Americans 55 or Older"

May 2002 #245 - "An Analysis of the Retirement and Pension Plan Coverage Topical Module of SIPP"

March 2002 #243 - "The Ongoing Growth of Defined Contribution and Individual Account Plans: Issues and Implications"

February 2002 #242 - "Workers Displaced from Employment, 1997-1999: Implications for Employee Benefits and Income Security"

2001

November 2001 #239 - "401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2000"

October 2001 #238 - "Contribution Behavior of 401(k) Plan Participants"

September 2001 #237 - "Individual Social Security Accounts: Administrative Issues"

July 2001 #235 - "State and Local Retirement Plans: Innovation and Renovation"

June 2001 #234 - "Jun 01 EBRI 2001 Retirement Surveys: Retirement Confidence Survey (RCS), Minority RCS, and Small Employer Retirement Survey (SERS)"

April 2001 #232 - "Apr 01 The Changing Face of Private Retirement Plans"

February 2001 #230 - "Feb 01 401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 1999"

2000

November 2000 #227 - "Women and Pensions: A Decade of Progress?"

July 2000 #223 - "Personal Account Retirement Plans: An Analysis of the Survey of Consumer Finances"

June 2000 #222 - "Retirement Confidence Survey 2000 - Including Results of the RCS Minority Survey and the Small Employer Retirement Survey"

March 2000 #219 - "Retirement Plans, Personal Saving and Saving Adequacy"

February 2000 #218 - "401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 1998"

1999

December 1999 #216 - "Evolution of Retirement: Results of the 1999 Retirement Confidence Survey"

August 1999 #212 - "The 1999 Small Employer Retirement Survey: Building a Better Mousetrap Is Not Enough"

June 1999 #210 - "Social Security Reform: Evaluating Current Proposals"

May 1999 #209 - "May 99 Social Security, Retirement Incentives, and Retirement Behavior: An International Perspective "

February 1999 #206 - "Retirement Patterns and Bridge Jobs in the 1990s"

January 1999 #205 - "401(k) Plan Asset Allocation, Account Balances, and Loan Activity"

1998

November 1998 #203 - "Individual Social Security Accounts: Issues in Assessing Administrative Feasibility and Costs"

October 1998 #202 - "Small Employers and the Challenge of Sponsoring a Retirement Plan: Results from the 1998 Small Employer Retirement Survey"

August 1998 #200 - "What Is Your Savings Personality? The 1998 Retirement Confidence Survey"

May 1998 #197 - "Debunking the Retirement Policy Myth: Lifetime Jobs Never Existed for Most Workers"

March 1998 #195 - "How Do Individual Social Security Accounts Stack Up?"

1997

November 1997 #191 - "Increased Saving but Little Planning: Results of the 1997 Retirement Confidence Survey"

October 1997 #190 - "Defined Contribution Retirement Plan Dominance Grows Across Sectors and Employer Sizes, While Mega Defined Benefits Plans Remain Strong: Where We Are and Where We Are Going"

August 1997 #188 - "Large Plan Lump-Sums: Rollovers and Cashouts"

April 1997 #184 - "Employee Benefits, Retirement Benefits, and Implications for Increased Work Life"

March 1997 #183 - "A Framework for Analyzing and Comparing Social Security Policy"

January 1997 #181 - "The Reality of Retirement Today: Lessons in Planning for Tomorrow"

1996

October 1996 #178 - "Lump Sum Distributions: Fulfilling the Portability Promise or Eroding Retirement Security"

August 1996 #176 - "Worker Investment Decisions: An Analysis of Large 401(k) Plan Data"

June 1996 #174 - "Contribution Rates and Plan Features: An Analysis of Large 401(k) Plan Data"

March 1996 #171 - "Hybrid Retirement Plans: The Retirement Income System Continues to Evolve"

January 1996 #169 - "Participant Education: Actions and Outcomes"

1995

December 1995 #168 - "Are Workers Kidding Themselves? The REsults of the 1995 Retirement Confidence Survey"

April 1995 #160 - "Can We Save Enough to Retire? Participant Education in Defined Contribution Plans"

January 1995 #157 - "Promises to Keep: Leaders and the Public Look at Saving and Retirement"

1994

December 1994 #156 - "Retirement Confidence in America: Getting Ready for Tomorrow"

November 1994 #155 - "Saving Reduction Plans and Individual Saving for Retirement"

September 1994 #153 - "Employment-Based Retirement Income Benefits: Analysis of the April 1993 Current Population Survey"

July 1994 #151 - "Babyboomers in Retirement: What Are Their Prospects?"

May 1994 #149 - "Characteristics of the Part-Time Workforce: Analysis of the March 1993 Current Population Survey"

February 1994 #146 - "Retirement Program Lump-Sum Distributions: Hundreds of Billions in Hidden Pension Income"

1993

December 1993 #144 - "Pension Coverage and Participation Growth: A New Look at Primary and Supplemental Plans"

November 1993 #143 - "Pension Fund PortfolioTurnover and Performance Evaluation"

September 1993 #141 - "Pension Evolution in a Changing Economy"

August 1993 #140 - "Demographic and Employment Shifts: Implications for Benefits and Economic Security"

February 1993 #134 - "Pension Tax Expenditures: Are They Worth the Cost?"

1992

December 1992 #132 - "Public Opinion on Health, Retirement, and Other Benefits"

September 1992 #129 - "Pensions, Social Secuirty, and Savings"

May 1992 #126 - "PBGC Solvency: Balancing Social and Casualty Insurance Persepctives"

March 1992 #124 - "Retirement Security in a Post-FASB Environment"

1991

December 1991 #121 - "Work and Retirement Patterns of Older Americans"

July 1991 #116 - "Diversity of Pension Investments"

March 1991 #112 - "Retiree Health Benefits: Issues of Structure, Financing, and Coverage"

February 1991 #111 - "Employee Benefits in Total Compensation"

1990

December 1990 #109 - "Financing Social Security Retirement into the 21st Century"

October 1990 #107 - "International Benefits: Part Two -- Retirement Income"

August 1990 #105 - "Pension Fund Taxation: Examining the Issues"

June 1990 #103 - "Trends and Issues in Early Retirement"

April 1990 #101 - "Current Pension Investment Issues"

January 1990 #98 - "Preservation of Pension Benefits"

1983

December 1983 #25 - "Dec 83 Pension-Related Tax Benefits"

July 1983 #20 - "Women and Pensions, Part II: Implications of Proposals of Reform"

June 1983 #19 - "Women and Pensions, Part I: Implications of a Maturing Pensions System and Changing Female Work Patterns"

April 1983 #17 - "Retirement Program Tax Expenditures: A Case of Unsubstantiated, Undocumented, Arbitrary Numbers"

March 1983 #16 - "Individual Savings for Retirement: A Closer Look"

February 1983 #15 - "Proposed Changes in Pension Integration Could Lead to Inefficient Policies and Reduced Private Pension Coverage"

January 1983 #14 - "Capital Needs of Small Business: Can Pension Funds Help?"

1982

December 1982 #13 - "Has the Time for Consistent Federal Retirement Income Policy Arrived?"

September 1982 #12 - "Reverse Annuity Mortgages: A Valuable Sources of Retirement Income"

August 1982 #11 - "State and Local Government Pension Plans: Is Federal Regulation Coming?"

July 1982 #10 - "Federal Pensions: An Island of Priviledge in a Sea of Austerity"

June 1982 #8 - "Pension Equity Tax Act"

January 1982 #1 - "Universal IRAs and Deductible Employee Contributions"